Comments on: How to Retire Early – I’ll Help You http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/ Helping You Retire Rich & Retire Early Thu, 12 Apr 2012 13:47:03 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Mikael http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-18 Mikael Tue, 21 Apr 2009 10:23:15 +0000 http://retirerichroadmap.com/blog/?p=41#comment-18 But if people can pay their bills (which I assume is the biggest problem when being fired) then why even start blaming anything? What I'm saying is that if the financial planning was properly done then the recession shouldn't matter. But if people can pay their bills (which I assume is the biggest problem when being fired) then why even start blaming anything?

What I’m saying is that if the financial planning was properly done then the recession shouldn’t matter.

]]> By: Sire http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-17 Sire Tue, 21 Apr 2009 09:38:19 +0000 http://retirerichroadmap.com/blog/?p=41#comment-17 Ah, but now what you are saying is entirely different. The fact that they lost the job can be tied to the recession, but the fact that they can't pay the bills rest entirely on their shoulders. I agree with that 100% Ah, but now what you are saying is entirely different. The fact that they lost the job can be tied to the recession, but the fact that they can’t pay the bills rest entirely on their shoulders. I agree with that 100%

]]> By: Mikael http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-16 Mikael Tue, 21 Apr 2009 09:21:28 +0000 http://retirerichroadmap.com/blog/?p=41#comment-16 It is not that I don't see what you're saying because I certainly do but if you flip the view you'll see people relying on a job. It is not that they were relying on that particular job but rather that they are relying on A JOB. Meaning that you hope that it'll be there forever and that you have made no other preparations in case it didn't. The problem as I see it is not loosing the job but rather that you now will have difficulties paying your bills. That is not something that you can blame the recession for but it is rather a matter of poor financial planning. But I also understand (and I have done that for years until I learned that there was another way to look at things) that it is easier to blame some external thing than it is to blame yourself for not planning, not evolving and not paying attention. I'm not trying to trash anyone for feeling badly about being fired. I'm just saying that instead of blaming others or the recession you should rather say to yourself: "What could I have done to not be in this situation" and "how can I quickly move on from here and not make the same mistake twice". It is not that I don’t see what you’re saying because I certainly do but if you flip the view you’ll see people relying on a job. It is not that they were relying on that particular job but rather that they are relying on A JOB. Meaning that you hope that it’ll be there forever and that you have made no other preparations in case it didn’t.

The problem as I see it is not loosing the job but rather that you now will have difficulties paying your bills. That is not something that you can blame the recession for but it is rather a matter of poor financial planning.

But I also understand (and I have done that for years until I learned that there was another way to look at things) that it is easier to blame some external thing than it is to blame yourself for not planning, not evolving and not paying attention.

I’m not trying to trash anyone for feeling badly about being fired. I’m just saying that instead of blaming others or the recession you should rather say to yourself: “What could I have done to not be in this situation” and “how can I quickly move on from here and not make the same mistake twice”.

]]> By: Sire http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-15 Sire Tue, 21 Apr 2009 09:00:07 +0000 http://retirerichroadmap.com/blog/?p=41#comment-15 OK, take for example those people who are working for a company and have been doing so for years. That company has decided to downsize because of the recession and hundreds of people through no fault of their own lose their job. I suppose they could blame themselves because they chose that particular job, but that may be stretching the point. The fact is that the economic downturn is a reality and it has caused many people to lose their job, so that being the case perhaps they can place a portion of that blame on the recession. OK, take for example those people who are working for a company and have been doing so for years. That company has decided to downsize because of the recession and hundreds of people through no fault of their own lose their job. I suppose they could blame themselves because they chose that particular job, but that may be stretching the point.

The fact is that the economic downturn is a reality and it has caused many people to lose their job, so that being the case perhaps they can place a portion of that blame on the recession.

]]> By: Mikael http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-14 Mikael Tue, 21 Apr 2009 08:42:54 +0000 http://retirerichroadmap.com/blog/?p=41#comment-14 I have to say that I don't agree. In my view nobody does anything TO us. There is no such thing as job security so if we CHOOSE to think that there is then yes we might want to blame a recession. But blaming anything but ourself won't help anyone. Whatever situation we're in 99,9% of the time it is by choice (our choice). If we had taken another path a recession would not matter. I have to say that I don’t agree. In my view nobody does anything TO us. There is no such thing as job security so if we CHOOSE to think that there is then yes we might want to blame a recession.

But blaming anything but ourself won’t help anyone. Whatever situation we’re in 99,9% of the time it is by choice (our choice). If we had taken another path a recession would not matter.

]]> By: Sire http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-11 Sire Tue, 21 Apr 2009 08:27:11 +0000 http://retirerichroadmap.com/blog/?p=41#comment-11 Nice article and very true, but it all depends on what you are doing when the recession hit. For example all those people who have lost their jobs because of the recession have very right to use that as an excuse. What they do from now on to counter it is up to them. Nice article and very true, but it all depends on what you are doing when the recession hit. For example all those people who have lost their jobs because of the recession have very right to use that as an excuse. What they do from now on to counter it is up to them.

]]> By: Mikael http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-10 Mikael Tue, 21 Apr 2009 08:20:08 +0000 http://retirerichroadmap.com/blog/?p=41#comment-10 Talking of the crisis did you read this post: http://outspokenmedia.com/online-marketing/you-just-suck/ She calls it as she sees it :) Good luck on your goal. I'm sure you'll be able to make it! Talking of the crisis did you read this post: http://outspokenmedia.com/online-marketing/you-just-suck/

She calls it as she sees it :)

Good luck on your goal. I’m sure you’ll be able to make it!

]]> By: Sire http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-8 Sire Tue, 21 Apr 2009 08:12:40 +0000 http://retirerichroadmap.com/blog/?p=41#comment-8 I was hoping to retire at 50, but that didn't work out so now I've moved it to 55. Naturally the economic downturn may have stuffed that up some, but I will still aim for that target. I was hoping to retire at 50, but that didn’t work out so now I’ve moved it to 55. Naturally the economic downturn may have stuffed that up some, but I will still aim for that target.

]]> By: Mikael http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-6 Mikael Mon, 20 Apr 2009 15:40:28 +0000 http://retirerichroadmap.com/blog/?p=41#comment-6 Hi Sire, glad to see you here. Not spending more than you have (or all that you have) is definitely a must. Some people think that they can save their way to becoming rich but unfortunately I have never heard of anyone doing that. Investing wisely however is a road that will lead to wealth and the ability to retire early for sure. So what is your deadline? When will you be retiring? Hi Sire, glad to see you here. Not spending more than you have (or all that you have) is definitely a must.

Some people think that they can save their way to becoming rich but unfortunately I have never heard of anyone doing that. Investing wisely however is a road that will lead to wealth and the ability to retire early for sure.

So what is your deadline? When will you be retiring?

]]> By: Sire http://retirerichroadmap.com/blog/how-to-retire-early-ill-help-you/comment-page-1/#comment-5 Sire Mon, 20 Apr 2009 14:04:04 +0000 http://retirerichroadmap.com/blog/?p=41#comment-5 The secret to retiring early is to save your money from day one and to invest it properly. Too many people spend it as soon as they earn it leaving nothing behind. I would be well into retirement by now except for a few wrong choices. Still you live and learn and while it has added a few years onto my retirement plan I reckon I will still get there earlier than most. The secret to retiring early is to save your money from day one and to invest it properly. Too many people spend it as soon as they earn it leaving nothing behind. I would be well into retirement by now except for a few wrong choices. Still you live and learn and while it has added a few years onto my retirement plan I reckon I will still get there earlier than most.

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